The mortgage that runs itself.
Drop in your income, W-2s, bank statements and proof of funds — however messy. AMY reads every file, separates business from personal, spots your stocks, reconciles the numbers, and hands everyone a clean, fundable loan. Front to end.
Hi, I'm AMY. Give me the shoebox of documents. I'll turn it into a loan file underwriting actually trusts — and keep you posted the whole way.
From a pile of files to a fundable loan — in three moves.
Drop everything in
Phone photos, PDFs, that screenshot of your brokerage app. One upload box, no forms to decode. AMY takes it however it comes.
AMY organizes the mess
She classifies every document, extracts every number, separates the accounts, catches what's missing, and reconciles it all against the guidelines.
Everyone works one clean file
Loan officer, processor, underwriter and manager all see the same organized, evidence-backed file — carried from application to funded.
The messy shoebox, organized live.
This is the real thing AMY does the moment documents land — no stock footage. Scroll and it plays.
The stuff a great processor does — at machine speed, showing its work.
Anyone can OCR a PDF. AMY understands what the document means for the loan, and proves it with a provenance chip on every value.
Detects brokerage & stocks
Reads a Fidelity or Schwab statement, itemizes holdings — 340 shares AAPL, 120 MSFT — and values eligible assets for reserves. No screenshots, no manual tallies.
Splits business from personal
Spots an LLC operating account hiding in the pile and separates it from personal funds, so business cash never gets double-counted as reserves.
Reconciles every statement
Ties payroll deposits to the pay stub, checks that beginning + deposits − debits = ending, and flags any statement that does not balance.
Sources large deposits
Finds the $18,400 that appeared on day 12, traces it to the gift letter, and attaches the paper trail underwriting will ask for anyway.
Fills gaps before they bite
Missing page 3 of 5? Statement 40 days stale? AMY knows the rule, asks the borrower once, and closes the gap — before it becomes a condition.
Maps to MISMO 3.4
Every extracted value lands on the right canonical field with a provenance chip back to the source document, page, and confidence. Export-ready.
AMY runs the loop — the borrower and the back office.
She reaches out on whatever channel lands, and she checks the math before a human ever opens the file. Nobody chases; nobody re-keys.
Blue-text your mortgage 💙 Sendblue
AMY sends a real blue iMessage — powered by Sendblue — and you upload every document right from the text: W-2s, pay stubs, bank statements, ID. No app, no portal, no password. (Falls back to SMS/MMS/RCS/email/AI call when needed.)
Pre-underwriting QC
Before a file reaches an underwriter, AMY matches every value across documents, re-derives every number to the penny, and runs the full agency + investor checklist. Only clean, tied-out files get submitted.
One file. Every seat at the table.
AMY carries a single loan from the borrower's first upload to the wire — and every role works from the same organized truth.
Drop everything in one place. AMY does the sorting, chasing, and explaining. Track it like a package.
Start a loan →A file that arrives already organized and pre-checked, so the first call is about the loan — not missing docs.
See the pipeline →Conditions surface as risk before they slip. Every value is traceable. Chase-work drops to near zero.
See the pipeline →Income, assets and identity arrive reconciled with evidence attached. Decide, do not dig.
Open a loan file →Pipeline health, deadline risk, and where every loan sits — one board, live, no status meeting.
See the pipeline →AMY carries the loan the whole way.
*Illustrative figures for this demo.
Boring where it counts. Serious where it matters.
Dense operator tooling, provenance on every agent-touched value, and the compliance surface a real mortgage shop lives and dies by — MISMO, TRID, HMDA.
“AMY organized a shoebox of 40 documents into a clean file before I'd finished my coffee. My processors stopped chasing paper and started clearing loans.”
— Branch Manager, 52-agent brokerage (demo persona)
“Every number an underwriter sees has a receipt. Our conditions-per-loan dropped by half and nothing slips past the checklist.”
— Underwriting Lead (demo persona)
Ready when you are.
Try the borrower wizard, or step into the team pipeline and watch a loan move from lead to funded.